Cue It Up Layaway
Line it up today. Take it home when it’s paid off.
Radique Layaway: pay over 6 or 12 months, no credit check. Put 20% down and we set the piece aside for you at today’s price. Pay the rest monthly by Interac e-Transfer or card, and once the last payment is in, we ship it or have it ready for pickup.
The short answer
- No credit check, no application. Cue It Up isn’t credit: you pay first, then the piece comes home.
- For orders of $500 or more before tax, shipping to or picking up in Canada.
- Consignment pieces aren’t included. They’re marked with a small C: we sell them on behalf of their owners, so we can’t hold them for months. They’re still covered like everything we sell, Bumper-to-Bumper Warranty and Perpetual Trade-Back included. Cue It Up is the only difference.
- Two plans: 6 months with a 6% layaway fee, or 12 months with a 12% fee.
- 20% down at checkout and the piece is reserved for you, off sale to everyone else, price locked.
- Monthly payments by Interac e-Transfer at no extra cost, or by card. Pay off the rest any time.
- Ready within 5 business days of your last payment, shipped or for pickup, whichever you chose.
How Cue It Up works
-
1
Pick your gear
Add it to your cart, choose Cue It Up at checkout, then choose 6 or 12 months.
-
2
Pay 20% down
By card or e-Transfer. The moment it lands, the piece is set aside for you.
-
3
Pay monthly
We email each payment link 3 days before it’s due. Pay by e-Transfer or card.
-
4
It’s yours
Last payment in: we ship it, or it’s ready for you to pick up.
Two plans, one simple fee
The layaway fee is a percentage of the price of your items before tax, after any discount. HST applies to the fee the same way it applies to the rest of your order. There’s no interest and nothing else added.
6 months · 6% fee
20% down at checkout, then 6 equal monthly payments, due the same day each month.
12 months · 12% fee
20% down at checkout, then 12 equal monthly payments, due the same day each month.
An example: a $900 piece
Picked up in Ontario, so there’s no shipping. If your order ships, shipping is part of the order total too.
6 months
- Layaway fee (6% of $900): $54.00, plus HST
- Plan total, with HST: $1,078.02
- Today, 20% down: $215.60
- Then 6 monthly payments of about $143.73
12 months
- Layaway fee (12% of $900): $108.00, plus HST
- Plan total, with HST: $1,139.04
- Today, 20% down: $227.81
- Then 12 monthly payments of about $75.93
The last payment takes care of any rounding cents. Your exact schedule shows at checkout, in your plan email and in My Account.
Your piece, held for you
From the moment your deposit lands, the piece is reserved for you and off sale to everyone else, at the price you paid. Within 5 business days of your last payment we ship it or have it ready for pickup, whichever you chose at checkout. Your warranty starts the day you receive it.
Paying each month
We email each payment link 3 days before it’s due, with a reminder 3 days after if it’s still open. Pay by Interac e-Transfer at no extra cost, or by card. Your full schedule is in My Account, and you can pay off the rest any time with Pay the rest now on your order page. The fee stays the same.
If plans change
The deposit
Your 20% deposit needs to arrive within 12 hours of checkout, an e-Transfer included. If it doesn’t, the hold is released and the piece goes back on sale.
A late payment
A payment more than 14 days late counts as missed. With two missed payments we may cancel the plan on the cancellation terms below. We never cancel automatically once your deposit is in: a person looks at it first. If something comes up, just tell us.
Cancellation terms
You can cancel any time by replying to your plan email or writing to sales@radique.com. If you cancel, or we cancel after two missed payments, the hold ends and the piece goes back on sale. Within 15 days we refund everything you’ve paid, less the layaway fee and its HST, and less the card processing fees on any payments made by card. Interac e-Transfer payments have no processing fee to deduct.
If we can’t deliver
In the rare case we can’t deliver your piece, the cancellation terms don’t apply: you get back every dollar you’ve paid, fee included.
Why we offer it
Almost everything we sell is one of a kind: one unit, in one condition. Cue It Up lets you claim a great piece now and pay for it at your own pace, without borrowing. The fee covers holding a unit we can’t sell to anyone else while it waits for you.
Other ways to pay
Paying in full? Card or Interac e-Transfer at checkout. Prefer to take it home right away and pay over time? See Afterpay and Affirm. Turned down, or would rather not use credit? Cue It Up holds it for you.
Cue It Up FAQ
What is Cue It Up?
Cue It Up is Radique’s layaway plan. You pay 20% down and the rest over 6 or 12 months, with no credit check. We hold the piece for you at the price you paid, then ship it or have it ready for pickup once it’s paid off.
Is there a credit check?
No. There’s no credit check and no application. Cue It Up isn’t credit: you pay for the piece before it comes home.
Can I take it home before it’s paid off?
No. The piece stays with us, reserved for you, until the last payment is in. That’s what keeps Cue It Up credit-free. If you’d like it home right away and pay over time, Afterpay and Affirm are available at checkout on qualifying orders.
How much does layaway cost?
A one-time layaway fee: 6% for the 6-month plan or 12% for the 12-month plan, on the price of your items before tax, after any discount. HST applies to the fee like the rest of your order. There’s no interest.
Which orders qualify?
Orders of $500 or more before tax, shipping to or picking up in Canada, paid in Canadian dollars. Consignment pieces, marked with a small C, aren’t eligible. Cue It Up isn’t available outside Canada, or in Quebec, yet.
Can I combine items?
Yes. The order total counts, so several pieces in one order can make up the $500 minimum. If the order includes a consignment piece (marked with a small C), Cue It Up isn’t available for that order.
Why can’t I use Cue It Up on pieces marked C?
Pieces marked with a small C are consignment pieces: we sell them on behalf of their owners, so we can’t hold them for months on layaway. Everything else is the same. They’re inspected and serviced as required, backed by our Bumper-to-Bumper Warranty and Perpetual Trade-Back Program, and packed and shipped by us like everything we sell. You can buy them outright, or with Afterpay or Affirm on qualifying orders.
How do I pay each month?
We email each payment link 3 days before it’s due, with a reminder 3 days after if it’s still open. Pay by Interac e-Transfer at no extra cost, or by card. You can see your schedule any time in My Account.
Can I pay it off early?
Yes, any time, with Pay the rest now on your order page. The layaway fee stays the same.
What if I miss a payment?
A payment more than 14 days late counts as missed. With two missed payments we may cancel the plan: the piece goes back on sale and, within 15 days, we refund what you’ve paid less the layaway fee and its HST and any card processing fees. We never cancel automatically once your deposit is in: a person looks at it first. If something comes up, let us know.
What if I change my mind?
Cancel any time by replying to your plan email or writing to sales@radique.com. The piece goes back on sale, and within 15 days we refund what you’ve paid, less the layaway fee and its HST, and less the card processing fees on any payments made by card (e-Transfer payments carry none). If we can’t deliver the piece, you get everything back, fee included.
Is the price locked in?
Yes. From your deposit, the piece is reserved for you at the price you paid and taken off sale to everyone else.
When will I get my piece?
Within 5 business days of your last payment, we ship it or have it ready for pickup, whichever you chose at checkout. Your warranty starts the day you receive it.
Found the one?
Add it to your cart and choose Cue It Up at checkout, or ask us anything first.
Cue It Up layaway plans are offered by Radique Inc., Kanata, Ontario · sales@radique.com. You’ll receive your full written plan by email when your deposit arrives.